Who We Are
What we are NOT! We are not Life Insurance Agents, Brokers, or
Producers. We are simply a team of former Agents that gave up on the
industry. But through life events such as births and near death
accidents, realized the importance of Life Insurance and the impact that
not having it can cause. That is why we call ourselves Life Insurance
Enthusiasts.
We Provide access to a Free Life Insurance Quote Generator through our
friends at Ladder. By filling it out you are not sending or submitting
any information that will get you on an email or call list. What it
gives you is a starting point to compare based off of a 20 year million
dollar policy, which honestly is more then you will need, but when you
see how low that quote is you will see that the policy you want will be
well within your budget. Additionally, if you like the Quote by all
means you can continue on to the Ladders application from the quote. To
be fully transparent with you, we are affiliated through their marketing
team but out of 10 other programs that we researched. They were the best
ones to promote and the only one we felt the most confident about.
Why Ladder
Ladder is life insurance built to be instant, simple, and smart. Ladder
offers fully underwritten, competitively-priced term life insurance with
no commissioned sales agents.
Value Props/Differentiators:
Flexible coverage: Customers are able to adjust their coverage amount so
that it meets their changing needs - they can easily apply for more
coverage or decrease their coverage instantly.
Online application: Seamless online application with a focus on the
consumer experience.
Instant decisions: Upon completion of the application, consumers get an
immediate decision on coverage making it easy to check life insurance
off their list.
No commissioned agents: Our team is licensed and available to help, not
to sell.
No policy fees: We don't charge fees - ever.